Industry Links GRAR – Greater Rochester Association of REALTORSMortgage Bankers AssociationSonymaDepartment of Housing and Urban DevelopmentNew York Association of Mortgage Brokers WCR – Women’s Council of REALTORSFreddie MacState of New York Banking DepartmentThe Housing Council Empire State Mortgage Bankers AssociationFannie MaeHomesteadNational Association of Mortgage BrokersAppraisal Institute